CRDB BANK HOSTS LONDON STOCK EXCHANGE ROADSHOW IN TANZANIA

Dar es Salaam, 17th February 2025: CRDB Bank has achieved another remarkable milestone by hosting the London Stock Exchange (LSE) roadshow in Tanzania, aimed at facilitating access to project financing for startups and local investors.

The roadshow was made possible through collaboration with the Tanzania High Commission in the United Kingdom, the UK Department for Business and Trade (DBT), iTrust Finance, and the Tanzania Startup Association.

This significant event brought together leading companies and financial experts from the London Stock Exchange to explore financial market opportunities, fostering insightful discussions on investment strategies and capital market access for business growth.

In his remarks, Minister of Foreign Affairs, Hon. Mahmoud Thabit Kombo, highlighted the importance of emerging enterprises engaging in capital market forums, signalling a promising future for Tanzania’s investment landscape.

“Today is a defining moment for Tanzania’s capital markets. As we embrace financial innovations and international partnerships, we must ensure that our economic growth is inclusive, sustainable, and impactful. I encourage Tanzanian businesses to seize these opportunities and position themselves for regional and global competitiveness. Together, we are paving the way for a more dynamic, resilient, and globally connected Tanzanian economy,” said Hon. Kombo.

He expressed gratitude to CRDB Bank for its leadership in capital markets development through initiatives like the Kijani Bond and the Samia Infrastructure Bond, which exemplify how innovation can drive sustainable economic growth.

“I commend CRDB Bank, the Tanzania High Commission in the UK, iTrust Finance, the London Stock Exchange, and the UK Department for Business and Trade for making this event a resounding success. I urge our entrepreneurs, corporate leaders, and policymakers to harness the power of capital markets for economic transformation,” he added.

CRDB Bank Group Managing Director and Chief Executive Officer, Abdulmajid Nsekela, underscored the bank’s pioneering role in Tanzania’s capital markets.

“At CRDB Bank, we are living proof of the power of public listing. Our journey from being the first company to float shares to the public in 1994 to becoming Tanzania’s most liquid stock on the Dar es Salaam Stock Exchange demonstrates the transformative impact of capital markets on business growth and economic development,” he said.

Mr. Nsekela emphasized that through the CRDB Bank Foundation, the bank remains committed to empowering youth and women-led enterprises by providing financial resources, mentorship, and support essential for their growth.

With its three core pillars namely financial literacy and inclusion, entrepreneurship development and innovation, and strategic partnerships, he said the Foundation is dedicated to supporting startups in achieving scalability, investment readiness, market access, and global expansion.

“The future of Tanzanian startups is bright, and we’re just getting started,” Nsekela affirmed.

ABSA YAENDELEA KUSAMBAZA UPENDO WA VALENTINE KWA WAJASIRIAMALI

Meneja wa Masuala Endelevu na Matukio wa Benki ya Absa Tanzania, Bi. Abigail Lukuvi, akichagua maua, wakati baadhi ya wafanyakazi wa benki hiyo, wakitembelea eneo maarufu la biashara ya maua, Mbuyuni, Namanga jijini Dar es Salaam, ili kuendelea kusambaza upendo wa Siku ya Wapendanao kwa wajasiriamali hao, na pia kuwaelezea huduma mbalimbali za kibenki zitolewazo na Absa.

Mchuuzi wa maua, Bw. Robert Byamukama akikabidhi kwa mmoja wa wateja, Vivian Mwamanda, wakati baadhi ya wafanyakazi wa benki hiyo, wakitembelea eneo maarufu la biashara ya maua, Mbuyuni, Namanga jijini Dar es Salaam.

Dar es Salaam: Katika kile kilichoelezwa kuwa ni kujali stori za maisha ya wajasiriamali wadogo wanaojishughulisha na uchuuzi wa maua, Benki ya Absa Tanzania imewatembelea wafanyabiashara hao, kuzungumza nao na kuwapa motisha mbalimbali, ikiwa ni sehemu ya kuadhimisha Siku ya Wapendanao iliyoadhimishwa duniani kote hivi karibuni.

Akizungumza katika hafla hiyo katika eneo maarufu kwa biashara hiyo la Mbuyuni, Namanga jijini Dar es Salaam jana, Meneja wa Masuala Endelevu na Matukio wa Benki ya Absa Tanzania, Bi. Abigail Lukuvi, alisema Absa imeamua kuwatembelea wajasiriamali hao kama njia ya kusambaza upendo, kwa kuwa ni kati ya makundi yanayosahaulika, wakati wanahusika kwenye kusambaza upendo kwa kuuza maua.

Mmoja wa wateja wa maua, Daniel Mgedule (kulia), akipokea ua kutoka kwa mmoja wa wachuuzi wa maua katika eneo maarufu la biashara ya maua, Mbuyuni, Namanga, Dar es Salaam, wakati baadhi ya wafanyakazi wa benki hiyo, wakitembelea eneo hilo, kuendelea kusambaza upendo wa Siku ya Wapendanao kwa wajasiriamali hao, na pia kuwaelezea huduma mbalimbali za kibenki zitolewazo na Absa.

“Kama mnavyofahamu ahadi mpya ya chapa yetu isemayo ‘stori yako ina thamani’, ndiyo maana Absa tukaamua kuendelea kusambaza upendo wa Siku hii ya Wapendao kwa kipekee kabisa kwa kuwatembelea hawa wafanyabiashara wadogowadogo hapa Mbuyuni kuonesha kuwa stori za wafanyabiashara hawa wa maua zina thamani sana na zina umuhimu kwetu".

“Hawa wafanyabiashara ndio watu muhimu sana katika kusambaza upendo, lakini mara nyingi husahaulika, hutumia siku yao nzima katika kuuza maua na kusambaza upendo kwa wengine, lakini wao wenyewe wanasahaulika, kwa hiyo Absa imeamua kuwatembelea ili wasijisikie wapweke bali wajisikie kuguswa na upendo”, alisema Bi. Abigail.

Mmoja wa wafanyabiashara hao wa maua, Robert Mwita Nyamkama, huku akiishukuru benki hiyo kwa kuwatembelea, alisema biashara ya mwaka huu imeshamiri ikilinganishwa na mwaka jana, hali inayotokana na watu wengi zaidi kuwa na mwamko wa kupeleka zawadi ya maua kwa wapendwa wao.

STANBIC YATANGAZA WASHINDI KATIKA SHINDANO LA "TAP KIBINGWA"

Meneja wa Kadi wa Benki ya Stanbic Tanzania, Irene Mutabihirwa (katikati) akitangaza washindi wa droo ya kwanza ya kampeni ya "Stanbic Tap Kibingwa" ambapo jumla ya washindi watano walipatikana kwa kila moja kujishindia zawadi ya shilingi 500,000. Kampeni hiyo inawezesha wateja kutumia Kadi zao za Visa Debt kwa kufanya malipo mbalimbali ya kidigitali kila siku hadi kufikia milioni 2 kwa mwezi na kuingia kwenye droo hiyo inayoendelea hadi kufikia kilele chake mwezi mwishoni wa mwezi March ambapo droo kubwa itafanyika na mshindi atajishidia gari aina ya Suzuki Fronx. Wengine kwenye picha kushoto ni Irene Kawili, kutoka Bodi ya Michezo ya Kubahatisha Tanzania na Kulia ni Meneja wa Huduma Binafsi, Biashara na Masoko wa Benki ya Stanbic, Victoria Kimaro.

• Washindi watano wamejishindia zawadi ya TZS 500,000 kila mmoja katika droo ya kwanza ya kila mwezi ya Tap Kibingwa, ikiwa ni sehemu mojawapo ya juhudi za kuhamasisha miamala ya malipo kwa njia ya kidijitali.

• Benki ya Stanbic inaendelea kuwazawadia wateja wake wanaotumia Kadi zao za Visa Debit, huku droo nyingine mbili zikitarajiwa kufanyika mwezi Machi na Aprili mwaka huu.

• Droo kuu itakayofanyika mwezi Mei, itamzawadia mshindi mmoja gari jipya aina ya Suzuki Fronx, dhamira kuu ya Benki ya Stanbic ni kuwazawadia wateja wake wanaotumia kadi zao kwa kufanya miamala ya kifedha.

Dar es Salaam – Jumatatu, 17 Februari 2025: Benki ya Stanbic imefanya droo ya kwanza ya kila mwezi ya kampeni ijulikanayo kama "Tap Kibingwa", ambapo washindi watano walipokea zawadi ya TZS 500,000 kila mmoja baada ya kutumia Kadi zao za Visa Debit mara nyingi kwa kufanya miamala kwa mwezi wa Januari 2025. Droo hii iliyosimamiwa na Bodi ya Michezo ya Kubahatisha ya Tanzania, ilihakikisha vigezo na kanuni za uendeshaji wa droo ulizingatiwa kwa uwazi.

Kwenye droo hiyo washindi waliotangazwa ni pamoja na Sangwoo Kim, Thomas Alex Nguluma, Dr. Peter Tumbo, Nqobile Memory Ngwenya, na Fardeen Rattansi, ambao wote kwa umoja wao walielezea furaha yao kwa kushiriki katika kampeni hii na kuonyesha jinsi malipo ya kidijitali yanavyokuwa na umuhimu katika shughuli zao za kila siku.

“Mimi ni mteja wa benki ya Stanbic kwa miaka mingi na kwa kutumia Kadi yangu ya Visa Debit imekuwa njia rahisi zaidi ya kufanya malipo, hasa ninaposafiri,” alisema Thomas Alex Nguluma. “Kushinda leo ni fursa nzuri kwangu, lakini ushindi halisi ni usalama na urahisi wa malipo kupitia matumizi ya kadi. Sishiki tena fedha nyingi mkononi na nathamini jinsi ninavyofanya miamala yangu kuwa rahisi.”

Mshindi mwingine, Nqobile Memory Ngwenya, alieleza kuwa, “Kufanya malipo kidijitali kumekuwa ni jambo la kawaida kwangu. Iwe ni kununua vitu, kula au kufanya miamala ya kibiashara, Kadi yangu ya Visa Debit inanifanya niweze kulipa kwa urahisi. Ninaishukuru Benki ya Stanbic kwa kuhamasisha mabadiliko haya na kuwafanya watu wengi kujiunga na mfumo wa kidijitali.”

Meneja wa Kadi wa Benki ya Stanbic, Irene Mutabihirwa, ambaye aliongoza hafla hiyo, alisisitiza dhamira ya benki hiyo katika kuendeleza mfumo wa malipo ya kidijitali nchini Tanzania. “Tap Kibingwa siyo kampeni tu, bali ni sehemu ya malengo yetu ya kukuza ubunifu katika sekta ya fedha. Malipo ya kidijitali yana usalama na urahisi, na tunafurahi kuwazawadia wateja wetu kwa kufanya uchaguzi bora wa miamala ya kifedha.”

SHIRIKISHO LA VIWANDA LATOA WITO WA HATUA ZA HARAKA - SERA NA UTEKELEZAJI

Obinna Anyalebechi (Mkurugenzi Mtendaji wa SBL) akizungumza katika warsha ya siku moja iliyokutanisha wadau wa sekta binafsi na wadau wa maendeleo kutoka mashirika mbalimbali kuzungumzia mikakati ya kupambana na biashara haramu ya pombe nchini Tanzania. Kuanzia kulia ni Khadija Ngasongwa (Mkurugenzi wa bidhaa bandia kutoka FCC), Mwenyekiti wa zamani wa Shirikisho la wenye Viwanda (CTI) ambae pia ni Mwenyekiti wa bodi ya SBL, Paul Makanza na Lazaro Masasalaga (Mkurugenzi Udhibiti Ubora kutoka TBS). Warsha hii ilifanyika leo jijini Dar es Salaam.

Mwenyekiti wa zamani wa Shirikisho la wenye Viwanda (CTI) na mwenyekiti wa bodi ya SBL, Paul Makanza akizungumza katika warsha ya siku moja iliyokutanisha wadau wa sekta binafsi na wadau wa maendeleo kutoka mashirika mbalimbali kuzungumzia mikakati ya kupambana na biashara haramu ya pombe nchini Tanzania.

17 Februari 2025, Dar es Salaam: Shirikisho la Viwanda Tanzania (CTI) liliendesha warsha na wadau mbalimbali kujadili changamoto kubwa la unywaji wa pombe haramu na hatarishi. Warsha hiyo iliwaunganisha wadau muhimu wa sekta ya viwanda, watunga sera, na mamlaka za udhibiti kama Wizara ya Afya, Wizara ya Mambo ya Ndani, Tume ya Ushindani (FCC), Shirika la Viwango Tanzania (TBS), na wadau wengine muhimu katika sekta ya pombe.

CTI ilisisitiza hatari kubwa za kiafya zinazotokana na pombe zisizodhibitiwa, ikiwa ni pamoja na viwango vya juu vya sumu, madhara ya muda mrefu kama ugonjwa wa ini, upofu, na hata vifo. Aidha, pombe haramu inachangia matatizo ya kijamii kama uhalifu, unyanyasaji wa majumbani, na kushuka kwa ufanisi kazini, hali inayoongeza mzigo kwa mifumo ya afya na ustawi wa jamii.

Mwenyekiti wa zamani wa CTI, Paul Makanza, alisema, "Mapambano dhidi ya pombe haramu si tu suala la udhibiti—ni juhudi za kulinda maisha ya Watanzania, kulinda mapato ya serikali, na kuendeleza mazingira ya biashara yenye ushindani wa haki. Pombe haramu inahatarisha afya ya umma, inachochea matatizo ya kijamii, na inadhoofisha sekta rasmi ambayo inatoa maelfu ya ajira na kuchochea ukuaji wa uchumi. Tunahitaji kuimarisha utekelezaji wa sheria na sera huku tukiendelea kuongeza uelewa ili kuhakikisha sekta ya pombe inayowajibika na endelevu ambayo inachangia maendeleo ya Tanzania kwa njia chanya."

Akiunga mkono maoni ya Mwenyekiti wa zamani, Mkurugenzi Mtendaji wa SBL, Obinna Anyalebechi, aliongeza: "Sisi, kama wazalishaji wa pombe, tuko tayari kushirikiana katika jitihada hizi. Tunaamini kuwa mafanikio ya kweli katika sekta hii hayapimwi tu kwa utendaji wa kifedha, bali pia kwa uwezo wetu wa kuchangia maendeleo endelevu ya jamii yetu. Matumizi mabaya ya pombe ni hatari kwa kila mtu—sekta, afya ya umma, na jamii—na kushughulikia changamoto hii kunahitaji ushirikiano."

Mbali na athari za kiafya, CTI ilielezea wasiwasi wake juu ya athari za kiuchumi zinazotokana na pombe haramu. Utafiti uliofanywa na Ernest & Young mnamo Novemba 2018 ulibaini kuwa serikali ya Tanzania inapoteza takriban shilingi trilioni 1.2 kila mwaka kutokana na biashara ya pombe haramu. Mauzo yasiyodhibitiwa yanadhoofisha biashara halali na kusababisha hasara kubwa ya mapato ya kodi, hali inayopunguza uwezo wa serikali kufadhili huduma muhimu kama afya na elimu. Zaidi ya hayo, sekta rasmi ya pombe—ambayo inatoa maelfu ya ajira—inakabiliwa na ushindani usio wa haki kutoka kwa waendeshaji wasiosajiliwa ambao wanakwepa kanuni za usalama na viwango vya ubora.

Ili kulinda afya ya umma na uthabiti wa uchumi, CTI ilitoa wito wa udhibiti mkali wa sekta ya pombe, ikisisitiza umuhimu wa kuimarisha imani ya wawekezaji, kuhamasisha unywaji wa pombe kwa uwajibikaji, na kuwalinda wananchi dhidi ya bidhaa hatari.

ISUZU EXHIBITION GETS HIGH PRAISE FROM LAWMAKERS & TRANSPORT STAKEHOLDERS

Mr. Jumanne Kishimba, Member of Parliament for Kahama Urban (left), listens intently as Mr. Filbert Massawe (in a black shirt), Senior Sales Executive of Al Mansour Auto EA Tanzania—the official dealer and distributor of ISUZU vehicles in the country—describes the high quality of the vehicles. This interaction took place during the final day of the exhibition held in Dodoma over the weekend. The event offered a valuable opportunity for various stakeholders, including parliamentarians, government agencies, and private individuals, to explore innovative automotive solutions designed to enhance the transportation sector across the nation.

Ms. Sandra Njagi (right), Export Manager for Isuzu East Africa engages in a discussion about the quality of ISUZU vehicles with Mr. Elibariki Lekule, a stakeholder in the local tourism industry in Dodoma during the final day of the vehicle exhibition in the city, which concluded over the weekend. The exhibition served as an important platform for diverse stakeholders, including lawmakers, government organizations, and individuals, to discover contemporary automotive solutions aimed at advancing the country's transportation infrastructure.

Visitors were treated to an impressive display of ISUZU vehicles, ranging from robust trucks and buses to versatile SUVs and pick-ups, including the spotlighted ISUZU D-MAX models through informative presentations delivered by representatives of Al Mansour Auto EA Tanzania, the authorized dealers and distributors of ISUZU vehicles in the country.

Dodoma, February 16, 2025 – The three-day exhibition organized by Al Mansour Auto EA Tanzania, featuring modern transport technologies and an impressive array of ISUZU vehicles, concluded on a high note, garnering significant praise from members of Parliament and key transport stakeholders.

Hosted at Akachube Plaza, the event served as a pivotal platform for various stakeholders, including government institutions, transport agency representatives, and individual visitors, to explore innovative automotive solutions aimed at transforming the transportation landscape in Tanzania.

In his closing remarks over the weekend, Mr. Anurup Chatterjee, General Manager of Al Mansour Auto EA Tanzania, highlighted the exhibition's importance: “This event was designed to enlighten attendees about the latest ISUZU offerings, which are meticulously crafted to meet the diverse transportation needs in our country. Over these three days, we were thrilled to showcase vehicles that are not just durable and reliable but also tailored to the demands of multiple sectors.”

He further expressed his sincere gratitude to various stakeholders, including government officials and the Speaker of the National Assembly, noting that attendees of the exhibition had the unique opportunity to experience an impressive display of ISUZU vehicles. This showcased a diverse range, from trucks and large buses to SUVs and various models of pickups, notably highlighting the ISUZU D-MAX which added to the event's allure.

"I extend my heartfelt appreciation to the Speaker of the National Assembly for motivating parliamentarians to visit this exhibition. Those MPs who attended, alongside other stakeholders, had a crucial opportunity to witness firsthand how ISUZU vehicles are meticulously crafted to support the advancement of public infrastructure, facilitate agricultural transport, enhance security operations, and provide essential services in the healthcare and education sectors," he remarked.

According to Mr Chatterjee, visitors were treated to an impressive display of ISUZU vehicles, ranging from robust trucks and buses to versatile SUVs and pick-ups, including the spotlighted ISUZU D-MAX models.

BENKI YA CRDB KUPANUA HUDUMA ZAKE HADI DUBAI INAPOSHEREHEKEA MIAKA 30

Waziri wa Mawasiliano na Teknolojia ya Habari, Jerry Slaa (wapili kushoto), Mkuu wa Mkoa wa Dar es Salaam, Albert Chalamila (wapili kulia), Mwenyekiti wa Bodi ya Wakurugenzi Benki ya CRDB, Dkt. Ally Laay (kulia) na Mkurugenzi Mtendaji wa Benki ya CRDB, Abdulmajid Nsekela wakizindua rasmi maadhimisho ya miaka 30 ya Benki ya CRDB katika hafla iliyofanyika katika viwanja vya Posta jijini Dar es Salaam tarehe 14 Februari 2025.

Dar es Salaam – Benki ya CRDB yatangaza mpango wa kupanua huduma zake hadi Dubai. Hatua hii inaiweka Benki hiyo kwenye ramani kama taasisi ya kwanza ya kifedha kutoka Afrika Mashariki kupanuka nje ya bara la Afrika, jambo linalotengeneza fursa zaidi za biashara na uwekezaji.

Taarifa hiyo imetolewa wakati wa uzinduzi wa maadhimisho ya miaka 30 ya benki hiyo, ambapo Mkurugenzi Mtendaji wa Benki ya CRDB, Abdulmajid Nsekela, alimweleza Waziri wa Mawasiliano na Teknolojia ya Habari, Mheshimiwa Jerry Slaa, kuhusu mkakati huo muhimu.

“Safari yetu ya miaka 30 imejaa ustahimilivu, mabadiliko, na ubunifu. Teknolojia imekuwa mhimili mkubwa wa ukuaji wetu, ikituruhusu kupanua wigo wa huduma zetu hadi nje ya Tanzania. Leo hii, tunajivunia kuwa benki inayoongoza katika kutoa suluhisho za kifedha zinazochochea ujumuishi wa kiuchumi na maendeleo ya jamii,” alisema Nsekela.

Mpango wa Benki ya CRDB kutanua wigo wa huduma zake hadi Dubai unatokana na nafasi yake kama kitovu cha biashara na fedha duniani. Upanuzi huu utaunganisha biashara za Afrika Mashariki na masoko mapana zaidi, na kufungua milango kwa fursa mpya za maendeleo.

Nsekela pia alieleza uimara wa kifedha wa benki hiyo, akieleza kuwa matokeo ya fedha yasiyokaguliwa 2024 yanayoonyesha kuwa Benki ya CRDB inaongoza kwa ukubwa nchini. Kwa sasa, benki ina jumla ya mali zenye thamani ya Shilingi trilioni 16.6, amana za wateja za Shilingi trilioni 10.9, na mikopo iliyotolewa yenye thamani ya Shilingi trilioni 10.4.

Aidha, alitoa shukrani za dhati kwa wateja, wanahisa, Serikali, washirika, na wadau wote kwa kuwa sehemu ya mafanikio ya Benki ya CRDB kwa miaka 30 iliyopita. “Tumeweza kufanikisha safari hii kwa sababu ya imani yenu na msaada wenu usioyumba. Tunathamini sana mchango wenu na tunaahidi kuendelea kuwahudumia kwa ubora zaidi huku tukipanua huduma zetu kimataifa.”

Kwa upande wake, Mheshimiwa Jerry Slaa aliipongeza Benki ya CRDB kwa mafanikio yake makubwa na mchango wake katika ukuaji wa uchumi wa Tanzania. “Kufikisha miaka 30 ya ubora katika sekta ya fedha ni jambo la kujivunia.

Benki hii imekuwa na mchango mkubwa katika uchumi wetu, na upanuzi wake hadi Dubai ni uthibitisho wa nafasi yake kama benki kiongozi. Hatua hii inaendana na dira ya Rais wetu Dkt. Samia Suluhu Hassan ya kuimarisha ushiriki wa Tanzania katika biashara za kimataifa.”

Waziri pia alitambua mchango wa CRDB Bank kama mlipa kodi mkubwa na ikiongoza kutoa ajira kwa wa maelfu ya Watanzania, ikiwa na zaidi ya wafanyakazi 4,000. “Mchango wenu katika sekta ya fedha na maendeleo ya taifa ni mkubwa. Itakuwa vyema kuona benki hii ikitunukiwa heshima ya kitaifa kwa mchango wake katika Tanzania na Afrika Mashariki.”

Mwenyekiti wa Bodi ya Wakurugenzi wa Benki ya CRDB, Dkt. Ally Laay, alieleza kuwa benki hiyo ilianzishwa kwa nia ya kuimarisha sekta ya fedha nchini kupitia mageuzi ya kimkakati. “Kwa miaka yote hii, tumeendelea kupanua huduma za kifedha na kuchangia ukuaji wa uchumi kwa ushirikiano wa karibu na Serikali,” alisema Dkt. Ally.

Aliongeza kuwa utendaji mzuri wa kifedha wa Benki ya CRDB umeendelea kuongeza thamani kwa wanahisa wake. “Tangu mwaka 2010, bei ya hisa zetu imeongezeka kutoka TZS 115 hadi TZS 700, ikiwa ni ongezeko la 509%. Sera yetu ya gawio inahakikisha angalau 30% ya faida inarejeshwa kwa wanahisa kila mwaka, ambapo mwaka jana gawio lilifikia TZS 50 kwa hisa, ongezeko la 525% tangu benki ilipoorodheshwa katika Soko la Hisa la Dar es Salaam (DSE) mwaka 2009.”

Akielezea mustakabali wa benki hiyo, alisema Benki ya CRDB itaendelea kutumia teknolojia na ushirikiano wa kimkakati kupanua huduma zake kimataifa huku ikiimarisha uongozi wake katika Tanzania, Burundi, na DRC. Kuingia Dubai ni mwanzo wa enzi mpya ya ujumuishi wa kifedha, ambapo biashara na wawekezaji wa Afrika Mashariki wataweza kufanikisha biashara zao kwa urahisi zaidi katika soko la kimataifa.

Sherehe hizi zilipewa mvuto wa kipekee kwa onyesho la kihistoria la ndege zisizo na rubani (drone light show) lililopamba anga la Dar es Salaam kwa mandhari ya kuvutia, na kuwasisimua wakazi kutoka kila kona ya jiji. 

Akizungumza katika maadhimisho haya, Mkurugenzi wa Mwawasiliano wa Benki ya CRDB na Mkurugenzi Mtendaji wa CRDB Bank Foundation, Tully Esther Mwambapa alieleza kuwa katika mwaka huu wa maadhimisho, benki hiyo itaendesha shughuli mbalimbali za kushirikiana na wateja, wanahisa, jamii, na wadau wake wote ili kuendelea kujenga ustawi wa pamoja.

STANBIC YAIMARISHA MAHUSIANO NA WATEJA KWA KUWASHUKURU

Meneja wa rasilimali watu wa kampuni ya ALAF, Jumbe Onjero (kulia) akipokea zawadi ya valentine kutoka kwa Meneja Masoko Yasiyo Rasmi wa Benki ya Stanbic, Ambikile Mutembei (kushoto). Tukio hilo lilifanyika jijini Dar es salaam ikiwa sehemu ya muendelezo wa Benki hiyo wa kutoa zawadi za shukrani katika wiki ya wapendanao, ambacho kilele chake ni tarehe 14 ya mwezi huu.

• Kutoa Shukrani kwa Wateja wa Stanbic ni juhudi maalum za kusherehekea na kuimarisha mahusiano na wateja.
• Benki ya Stanbic, inasisitiza utoaji wa huduma bora na suluhisho za kifedha. zinazotolewa kwa kila mteja.
• Kipaumbele, kuhakikisha wateja wanathaminiwa kupitia huduma zilizoboreshwa, ushirikiano, na msaada endelevu.

Dar es Salaam, 14 Februari 2025 – Benki ya Stanbic Tanzania inaendelea kuthibitisha kujitolea kwake kwa wateja kupitia mpango maalum wa shukrani, ikiimarisha dhamira yake ya kujenga mahusiano yenye thamani zaidi ya huduma za kifedha. Mpango huu wa wiki nzima umebuniwa kusherehekea na kutambua imani na uaminifu wa wateja wake wa thamani. Kama sehemu ya mpango huu, Benki ya Stanbic imetoa zawadi na jumbe za shukrani kwa wateja katika sekta mbalimbali, ikionyesha msaada wake thabiti na kujitolea kwake katika kutoa suluhisho bora za kifedha.

Wateja ndio kiini cha Benki ya Stanbic Tanzania. Benki hii imejitolea kutoa huduma bora kwa wateja kwa kuhakikisha kila mmoja anapata suluhisho za kifedha zilizo binafsishwa kulingana na mahitaji yao. Kwa kuimarisha mahusiano madhubuti, Benkiya Stanbic Tanzania inachangia si tu katika maendeleo ya kifedha kwa wateja wake bali pia katika kukuza uchumi wa taifa kwa ujumla.

"Katika Benki ya Stanbic Tanzania, tunatambua kuwa mafanikio yetu yanajengwa juu ya imani na uaminifu wa wateja wetu. Mpango huu ni zaidi ya kitendo cha shukrani—ni uthibitisho wa dhamira yetu ya kuwa nao katika safari yao ya kifedha, tukiwapa suluhisho zinazo badilisha maisha yao. Tunataka wateja wetu wajue kuwa wanathaminiwa kila siku, sio tu katika nyakati maalum," alisema Sarah Mwamlima, Meneja wa Ufanisikatika Benki ya Stanbic Tanzania.

DSM STOCK EXCHANGE & NMG PARTNER TO HOST FINANCIAL MARKETS SUMMIT

Mwananchi Communications Limited (MCL) Acting Managing Director, Victor Mushi (second left), and Dar es Salaam Stock Exchange (DSE) Chief Executive Officer, Peter Nalitolela (second right), display a signed Memorandum of Understanding (MoU) to jointly host Tanzania Financial Markets Summit, during an event held at MCL headquarters in Tabata Relini, Dar es Salaam on Friday, February 14, 2025.

Dar es Salaam, 14 February 2025: The Dar es Salaam Stock Exchange (DSE) and Nation Media Group (NMG) have announced their partnership to host the Tanzania Financial Markets Summit (TFMS). This collaboration aims to bring together industry leaders, policymakers, investors, and stakeholders to discuss key issues surrounding Tanzania's financial markets, investment opportunities, and future developments.

The summit is set to be a major event, focused on enhancing the public’s understanding of financial markets, promoting the stock exchange, and encouraging greater public participation in investments. It will serve as a platform to foster dialogue and share insights on how to strengthen Tanzania’s financial sector, positioning the country as a leading financial hub in East Africa.

The event's date and further details will be shared in due course, but it marks a significant step in increasing awareness and promoting growth in Tanzania's financial markets.

The partnership underscores the combined strength of DSE’s position in the stock exchange sector and NMG’s extensive reach in media and information, contributing to a better-informed public and fostering a more robust financial ecosystem in Tanzania.

TCB YAADHIMISHA MIAKA 100 KWA KUWEKEZA KATIKA UVUMBUZI WA KIDIJITALI

Benki ya Biashara Tanzania (TCB) imeadhimisha miaka 100 tangu kuanzishwa kwake kwa kuahidi kuendelea kuwekeza katika uvumbuzi wa kidijitali na kuongeza ubora wa huduma kwa wateja wake na kuwa wanayo dhamira ya kuimarisha nafasi ya TCB katika sekta ya kibenki nchini.

Akizungumza kwa niaba ya Mkurugenzi Mtendaji wa benki hiyo, Adam Mihayo, Mkurugenzi wa Biashara za Wateja Wadogo na Kati, Lilian Mtali, aliwashukuru wafanyakazi na wateja kwa mchango wao katika mafanikio ya benki hiyo kwa karne moja.

“Mafanikio haya ni matokeo ya bidii ya wafanyakazi wetu na uaminifu wa wateja wetu. Tutaendelea kuboresha mazingira ya kazi, kuimarisha huduma za kifedha, na kuwa mfano wa kuigwa katika sekta ya benki kupitia ubunifu wa kidijitali,” alisema Mtali.

Safari ya Miaka 100 ya TCB

Benki ya Biashara Tanzania (TCB) ilianzishwa mwaka 1925 wakati wa utawala wa kikoloni kwa jina la Tanganyika Post Office Savings Bank. Baada ya uhuru, benki hiyo ilibadilishwa kuwa Tanzania Postal Bank mwaka 1992, kabla ya kubadilishwa kuwa Tanzania Commercial Bank (TCB) mnamo mwaka 2021. Kupitia mageuzi hayo, benki imeendelea kukua na kuwa moja ya taasisi muhimu katika sekta ya fedha nchini Tanzania.

Kwa miaka 100, TCB imekuwa mstari wa mbele katika kutoa huduma za kifedha zinazolenga maendeleo ya wateja wa kipato cha chini, wafanyabiashara wadogo na wa kati, pamoja na taasisi kubwa. Katika miaka ya hivi karibuni, benki hiyo imeongeza kasi katika matumizi ya teknolojia za kifedha ili kuimarisha upatikanaji wa huduma za kibenki kwa Watanzania wengi zaidi.

Kampeni ya Kidijitali: Mahaba Kisiwani

Katika kuadhimisha miaka 100, TCB ilizindua kampeni ya Mahaba Kisiwani kwa lengo la kuhamasisha matumizi ya huduma za kibenki za kidijitali. Kupitia kampeni hiyo, wateja waliotumia njia za kidijitali kufanya miamala walijishindia safari ya kupumzika Zanzibar.

Ofisa Mkuu wa Huduma za Kidijitali na Ubunifu wa TCB, Jesse Jackson, alisema kuwa kampeni hiyo ni sehemu ya mkakati wa benki wa kuongeza matumizi ya mifumo ya kidijitali katika sekta ya fedha.

UNLOCKING OPPORTUNITIES: NHC JOINT VENTURE POLICY, BENEFITS FOR INVESTORS

• What are the key terms and conditions that prospective investors should be aware of?
• What are the available options for investors to venture with NHC?
• A look into the Legal, Regulatory, and Tax implications to be considered by investors.

1. Introduction

On the 16th of November 2022, the public witnessed the launch of a new National Housing Corporation (NHC) Joint Venture (JV) Policy 2022, which was graced by the Prime Minister of the United Republic of Tanzania Hon. Kassim Majaliwa. NHC is a government parastatal with the sole function of providing and facilitating the provision of housing and other buildings in Tanzania.

NHC’s JV Policy dates back to 1993 when it started implementing such projects but has been revised over the years and currently in 2022 with the objective of improving the performance of the JV projects portfolio.

2. Key terms and conditions of the JV

According to the policy, there are a few key matters for investors to take note of as they ponder to join forces with NHC. These include the condition that:

1. NHC will only deal with JV partners who have established a company/ institution and that no dealings will be made with individuals.
2. Furthermore, the land offered by NHC cannot be used as collateral when the JV partner is securing a loan.
3. NHC will conduct due diligence on the JV partner where a confidentiality agreement (NDA) and development bond have to be in place too.
4. Project implementation period should not exceed 5 years.

3. JV arrangements available for investors

NHC has formulated four (4) main types of JV arrangements that the prospective investors can choose from as elaborated below:

1. Land as Equity Contribution – LEC
   This arrangement typically involves NHC only providing land and the Partner financing the project to completion.The Partner may choose to invest with a focus on ownership of the project where the ownership structure between NHC and the Partner will be 25%:75% respectively upon completion of the project and eventually change to 60%:40% respectively after 15 years of operation.Otherwise, the Partner can choose to invest with a focus on cashflow where the ownership structure between NHC and the Partner will be 25%:75% respectively upon completion of the project and eventually change to 75%: 25% respectively after 25 years of operation.

   A stringent requirement under this arrangement is that the Partner’s investment should be at least 4 times the market value of NHC’s contributed land.

   From the above explanations, a Partnership arrangement can be a suitable mode of operations for an effective split of the cashflows.

2. Land and Finance as Equity Contribution – LFEC
   This arrangement unlike the LEC above also involves NHC contributing finance in implementing the project. As such, NHC and the Partner have to agree on the shareholding structure and a formation of a Special Purpose Vehicle (SPV) in form of a limited liability company is required. For the LFEC to work, the below minimum criteria are to be met:
   1. Total project value must be greater than or equal to TZS 50 billion;
   2. Internal Rate of Return (IRR) of a minimum of 12%. IRR also known as Economic Rate of Return (ERR) is a rate of return used in capital budgeting to measure and compare the profitability of investments.; and
   3. Payback period of not more than 12 years.

   As a limited liability company is required for this particular kind of arrangement, the JV partner is more likely to benefit from its share of dividend pay-outs declared by the company as and when profits are realized.

3. Revenue Sharing Model – RSM
   This mode of JV entails an arrangement where the project is built, sold and revenues obtained being shared among NHC and the partner on a pre-agreed percentage. NHC will contribute land only and the partner will finance the project to completion. For the RSM to work, the below minimum criteria are to be met:
   1. Revenue share for NHC of at least twice the market value (at the beginning of the project) of its land contributed;
   2. IRR of a minimum of 12%; and
   3. Return on Investment of at least 15%.

   As the project will have an end when all properties are sold, then either a Limited liability company or Partnership can be established.

4. Long-term Lease Model – LLM
   Under LLM, the JV partner will lease a plot from NHC, thus giving an opportunity to the JV partner to develop and operate the property before returning the same to NHC. For the LLM to work, the below minimum criteria are to be met:
   1. The tenure will be at least 10 years and at most 30 years;
   2. Leasehold to be twice as long as the estimated payback period (between 5-15 years).
   3. Properties developed only to be used for commercial purposes;
   4. Proposed investment should be at least 4 times the market value of NHC’s contributed land; and
   5. NHC to get 25% of the revenue or space of the project during the first half of the leasehold tenure and 50% for the remaining leasehold.

   As the project will come to an end when all properties are returned to NHC, then either a Limited liability company or Partnership can be established.

ISUZU EXHIBITION SHOWCASES CUTTING-EDGE TRANSPORT TECHNOLOGIES

The General Manager of Al Mansour Auto EA Tanzania, the official dealers and distributors of ISUZU vehicles in the country - Mr. Anurup Chatterjee (second right) speaks to reporters (not pictured) about the on-going  3-day Isuzu vehicle exhibition in Dodoma during the launch event that took place in the city. Others in the picture include Ms. Sandra Njagi (left) - Export Manager for Isuzu East Africa, Ms. Catherine Mwera (second left) - Senior Sales Administrator of Al Mansour Auto EA Tanzania, Mr. Avinash Rai (right) - Head of Sales and Marketing at Al Mansour Auto EA Tanzania.

Dodoma, 13 February 2025: Al Mansour Auto EA Tanzania, the official dealers and distributors of ISUZU vehicles in the country, has launched a noteworthy three-day exhibition focused on showcasing modern transport technologies in the country's capital Dodoma. The event aims to improve the transportation sector while introducing innovative solutions to an array of stakeholders invested in the vital economic domain, according to the organiser.

The exhibition was inaugurated at a brief ceremony held at Akachube Plaza, situated alongside Shoppers Plaza in Dodoma. Mr. Anurup Chatterjee, General Manager of Al Mansour Auto EA Tanzania, emphasized that the event, which runs until February 14, serves as a crucial platform for enlightening participants—including clients and various governmental entities—about the latest product offerings and cutting-edge technologies utilized in the production of ISUZU vehicles.

"This exhibition presents a diverse array of transport solutions through ISUZU vehicles, specifically crafted to enhance service delivery across Tanzania, particularly for governmental agencies and for personal use," remarked Mr. Chatterjee. He continued, stating:

"Attendees will have the unique opportunity to explore a variety of ISUZU commercial vehicles, ranging from trucks and buses to smaller vehicles such as pick-ups and SUVs, all of which are renowned for their durability and reliability in multiple sectors. These include public infrastructure development, security operations, agricultural transport infrastructure, and crucial services in the health and education sectors."

AKIBA COMMERCIAL BANK AWARDS WINNERS "TWENDE KIDIJITALI" CAMPAIGN

Six customers from various branches of Akiba Commercial Bank Plc have been awarded cash prizes and other rewards after emerging as winners in the "Twende Kidijitali – Tukuvushe Januari" campaign. The winners were recognized for their high usage of the bank’s digital services, including ACB Mobile, Internet Banking, and VISA card.

Speaking during the prize-giving ceremony, Akiba Commercial Bank’s Chief Commercial Officer, Ms. Wezi Olivia Mwazani, congratulated the winners and thanked them for their participation. She emphasized that the campaign was designed to encourage customers to embrace digital banking solutions, which enhance financial accessibility and improved transaction security.

"We congratulate our winners for being part of our digital transformation journey. Through services such as ACB Mobile, Internet Banking, and VISA card, our customers have been able to conduct transactions quickly, securely, and conveniently. We encourage more customers to continue using these services for their benefit," said Ms. Wezi.

Some of the campaign winners expressed their excitement and appreciation, stating that they were delighted to be recognized and rewarded for using digital banking services. They also affirmed their commitment to continuing to use these services due to their ease and convenience.

The Twende Kidijitali – Tukuvushe Januari campaign is part of Akiba Commercial Bank’s strategy to promote digital banking adoption, offering customers modern and efficient financial solutions.