BENKI YA NMB YAANDIKA HISTORIA KWA KUSHINDA TUZO SITA KUBWA

Dar es Salaam: Benki ya NMB inatangaza mafanikio ya kihistoria ya ushindi wa tuzo sita za kimataifa kutoka kwa majarida mawili mashuhuri duniani - jarida la Euromoney linalochapishwa London, Uingereza, na Global Banking & Finance Magazine lenye makao makuu yake New Jersey, Marekani.

Ushindi huu mkubwa unaashiria kutambuliwa kwa ubora wa huduma, ubunifu na mchango wa Benki ya NMB katika kuchangia maendeleo endelevu ya kiuchumi nchini.

Miongoni mwa tuzo hizo ni ile ya heshima ya “Benki Bora kwa Uendelevu Barani Afrika” inayodhibitisha mafanikio na maendeleo makubwa ya NMB na tasnia nzima ya fedha nchini.

Tuzo ya “Benki Bora kwa Uendelevu Barani Afrika”, iliyotolewa hivi karibuni jijini London katika hafla ya Euromoney Private Banking Awards 2025, imeweka historia kwa kuwa ya kwanza kutolewa kwa Benki ya Kitanzania. Hii ni hatua kubwa ya kutambua mchango wa Tanzania katika eneo nyeti la uendelevu, ambalo lina umuhimu mkubwa katika maendeleo ya kijamii, kiuchumi na mazingira duniani kote.

Ushindi huu unadhihirisha jitihada za Benki ya NMB za kuongoza mabadiliko na dhamira yake ya dhati za kuyafanya masuala ya mazingira, jamii na utawala bora (ESG) kuwa sehemu ya msingi katika shughuli zake za kiutendaji na dira yake ya kimkakati.

Benki ya NMB pia ilinyakua tuzo mbalimbali kama kinara wa kitaifa katika sekta ya benki kutoka kwa majarida hayo mawili kama ifuatavyo:

Euromoney:

• Benki Bora ya Uendelevu Tanzania

• Benki Bora ya Wateja Maalum Tanzania (kwa mwaka wa tatu mfululizo)

Global Banking and Finance Magazine:

• Benki Salama Zaidi Nchini Tanzania

• Kinara wa Uwajibikaji kwa Jamii Tanzania 2025

• Afisa Mtendaji Mkuu Bora wa Benki Tanzania 2025 (Tuzo hii ilitolewa kwa CEO Ruth Zaipuna)

Afisa Mtendaji Mkuu wa NMB, Bi Ruth Zaipuna alipongeza kwa tuzo hizo huku akisema : “Ni hatua ya kihistoria kwa tasnia ya fedha nchini. Aidha, alisisitiza kuwa tuzo hizi ni hatua muhimu katika kuisaidia Tanzania kujipambanua kama kiongozi wa kikanda wa ufadhili endelevu na utoaji wa huduma bora za kifedha.

NMB CLINCHES SIX TOP AWARDS, INCLUDING "AFRICA’S BEST BANK FOR SUSTAINABILITY"

Dar es Salaam: NMB Bank PLC is proud to announce a landmark achievement for securing six prestigious awards from two renowned international bodies: London-based Euromoney and Global Banking & Finance Magazine from New Jersey, U.S.A. This historic recognition includes receiving the Africa's Best Bank for Sustainability award, marking a pivotal moment for NMB Bank and the Tanzanian financial sector.

The Africa's Best Bank for Sustainability award, presented at the recent Euromoney Private Banking Awards ceremony in London, is the first time a Tanzanian Bank has received continental recognition in this vital area that has a global impact. This underscores NMB Bank's pioneering efforts and deep commitment to integrating environmental, social, and governance (ESG) principles into its core operations and strategic vision.

NMB Bank also received multiple accolades as a national leader in the Banking Sector by the two institutions as follows,

Euromoney

• Tanzania’s Best Bank for Sustainability

• Tanzania’s Best Private Bank (for the third consecutive year)

Global Banking and Finance Magazine

• Safest Bank in Tanzania

• Best Corporate Social Responsibility Initiative Tanzania 2025

• Best Banking CEO Tanzania 2025 (awarded to CEO Ruth Zaipuna)

Announcing these significant achievements in Dar es Salaam, NMB Bank CEO Ruth Zaipuna hailed the recognition as a historic breakthrough for Tanzania's financial sector. She emphasised that the awards represent a significant step in positioning the country as a regional leader in sustainable finance and service excellence.

ABSA BANK CHAMPIONS FINANCIAL LEADERSHIP AT 10TH CFO EAST AFRICA SUMMIT

Dar es Salaam, 8 May 2025: Absa Bank Tanzania reaffirmed its commitment to advancing financial leadership across the region by participating as a Principal partner at the 10th CFO East Africa Summit, held at the Serena Hotel in Dar es Salaam.

The annual summit brought together over 100 senior finance executives from across East Africa, offering a vital platform for knowledge exchange, regional networking, and dialogue on emerging financial trends. Topics ranged from the evolving role of the CFO, digital transformation, and ESG integration to strategic growth and capital optimization.

In his keynote address, Mr. Obedi Laiser, Managing Director of Absa Bank Tanzania, underscored the bank’s rationale for supporting the CFO East Africa Summit, citing its relevance in today’s evolving economic climate.

“As sponsors of this summit, we recognize the critical role finance leaders play in shaping the future of organizations across East Africa,” Mr. Laiser remarked. “The CFO role is no longer confined to traditional financial stewardship, it has expanded to include driving innovation, strategic transformation, and long-term value creation.”

He emphasized that Absa Bank Tanzania is committed to equipping finance executives with the tailored financial solutions and strategic advisory they need to help their organizations thrive in uncertain times. “We stand ready to partner with CFOs, providing insights, capital, and expertise to support their ambitions and unlock new growth opportunities.”

Absa Bank Tanzania's active participation in the summit aligns with its overarching purpose: to Empower Africa’s tomorrow, together….one story at a time, by shaping the future of finance through collaboration, innovation, and thought leadership. With a footprint in over 10 African countries with representative offices in Nigeria, Namibia, London and New York, Absa continues to play a pivotal role in driving economic growth and financial inclusion across the region.

ABSA GROUP CHAIRMAN STEPS DOWN; HANDS OVER REINS TO THE NEXT PHASE OF LEADERSHIP

Mr Sello Moloko.

• Mr Sello Moloko will step down as Chairman and Independent Non-Executive Director of the Board of Absa Group on 15 July 2025
• Mr René van Wyk will succeed Mr Moloko as Group Chairman, subject to regulatory approval
• The Absa Group Board thanks Mr Moloko for his leadership and service during his tenure
• Mr Moloko will work with Mr van Wyk in the coming months to ensure a smooth transition

Absa Group has announced that Mr Sello Moloko will be stepping down as Chairman of the Board and an Independent Non-Executive Director, effective 15 July 2025. Moloko, who has led the strategic work of the board, will be handing over the reins for the next phase of leadership and for him to focus on his family, personal business interests, and community commitments.

Mr René van Wyk will succeed Mr Moloko as Chairman of the Board effective 15 July 2025, subject to regulatory approval.

Moloko says, “I feel honoured to have worked alongside such a talented and dedicated Board and with a management team that has shown invaluable resilience. The Board dealt with several challenges in 2024, and as a result did work to reposition the Group for a more sustainable performance trajectory which included appointing a permanent Chief Executive and initiating the restructure of our retail operating model”.

“These challenges have got me to reflect on the demands on myself and on my time. I feel the time is ripe now for me to refocus my attention on my family, my community commitments and the several personal business initiatives outside the Group that I need to drive. This will, naturally, adversely affect my ability to devote the requisite time to a group of the scale of Absa. Indeed, it has been a great privilege to serve as Chairman of the Absa Group Board,” concludes Moloko.

ABSA BANK HOSTS INVESTMENT BANKING BREAKFAST TO EMPOWER CORPORATE CLIENTS

Dar es Salaam, May 8, 2025: Absa Bank Tanzania hosted an exclusive Investment Banking Breakfast event at the Zanzibar Room of the Hyatt Regency Hotel in Dar es Salaam. The event, attended by over 100 corporate clients, is part of the bank’s ongoing commitment to equip businesses with timely insights and financial solutions that enable sustainable growth across sectors.

The event featured presentations from senior investment banking experts from Absa Bank Tanzania and Absa Group, covering critical themes including Debt Capital Markets, Strategic Partnerships, and M&A opportunities across East Africa.

In his opening remarks, Mr. Obedi Laiser, Managing Director of Absa Bank Tanzania, reaffirmed the bank’s commitment to supporting clients in navigating a dynamic economic landscape.

“Our goal is to keep our clients ahead of the curve by sharing valuable insights and bespoke solutions that unlock capital and drive business transformation,” said Mr. Laiser. “Absa’s investment banking franchise is not only award-winning - it is deeply rooted in understanding the local context while leveraging our continental reach.”

The bank’s purpose - “Empowering Africa’s tomorrow, together, one story at a time” - was emphasized throughout the event. Mr. Laiser also reiterated Absa’s brand promise: “Your story matters,” underscoring the bank’s dedication to building lasting relationships with clients through tailored financial support.

Adding her voice to the session, Ms. Nellyana Mmanyi, Corporate Director at Absa Bank Tanzania, highlighted the strength and diversity of the bank’s investment banking capabilities.

“Our Investment Banking offerings are designed to meet our clients where they are and take them where they aspire to go. From project and asset finance to M&A advisory and capital markets solutions, we provide end-to-end support that is responsive to the realities of doing business in Tanzania and the rest of continent. The real value for our clients lies in our ability to bring global capabilities and deep regional insights into every solution we deliver. We’re not just offering products - we're offering strategic partnerships.” said Ms. Mmanyi.

Absa’s Investment Banking arm has garnered numerous awards over the past three years, including:

• Best M&A Bank in Africa, Best Investment Bank for Infrastructure (2025),

• Green Finance Bank for Pan Africa (2024),

• Most Innovative Investment Bank in multiple African markets (2023), and

• Best Investment Bank in Africa (2023), among others.

With a strong presence in over 17 African countries, Absa continues to deliver strategic advisory, financing, and capital-raising solutions that power growth across the continent.

TRA & SICPA LEAD THE CHARGE IN MODERNIZING TAX COMPLIANCE WITH SMART DAS TRAINING

In a continued effort to modernize tax administration and enhance compliance among producers of excisable goods, the Tanzania Revenue Authority (TRA), in partnership with SICPA Tanzania, has commenced a nationwide training program focusing on the newly introduced Smart DAS (Huisha Kidijitali) mobile application. The initiative is part of the broader strategy to simplify the Electronic Tax Stamp (ETS) declaration process, reduce human error, and improve efficiency for both taxpayers and regulators.

The Smart DAS app, now available on Android and iOS platforms, offers a streamlined solution for taxpayers. Instead of manually entering stamp serial numbers—a process that was time-consuming and prone to errors—producers can now simply scan the first and last stamp used in a batch. The application automatically captures the necessary data and submits it directly to TRA’s central system, greatly reducing declaration time and improving accuracy in reporting.

“This application is a direct response to the needs of our taxpayers,” said Mr. Abyud Tweve, ETS Project Manager from TRA Headquarters’ Domestic Revenue Department. “We listened to their challenges and responded with a practical, easy-to-use solution that not only simplifies compliance but also enhances our own ability to manage and verify production data in real-time.”

To ensure the effective rollout of the app, TRA recently hosted a comprehensive training session in Dar es Salaam, bringing together 92 officers from across the country. The officers, who oversee the ETS and Electronic Fiscal Device (EFD) sections in their respective regions, were given practical demonstrations on the use of the Smart DAS app and how it integrates with existing tax compliance tools.

During the training, officers also participated in workshops where key action points were agreed upon—including the need for a cascade training model. Each officer is now expected to conduct regional-level taxpayer workshops to ensure all producers are familiar with the new system and can adopt it with minimal disruption to their operations.

“The success of Smart DAS depends on awareness and accessibility,” added Mr. Tweve. “Our officers are now fully equipped to guide taxpayers, address concerns, and ensure that every user understands the advantages of going digital.”

NBC YAZINDUA "NBC SHAMBANI" KWA WAKULIMA WA UFUTA PWANI

Mkuu wa Wilaya ya Kibaha Bw Nickson Simon (alieshika mkasi) akikata utepe kuashiria uzinduzi wa kampeni ya ‘Wekeza NBC Shambani Ushinde’ inayoratibiwa na benki ya NBC mahususi kwa wakulima zao la ufuta mkoani Pwani wakati wa hafla ya uzinduzi iliyofanyika mapema jana wilayani Kibaha, mkoani Pwani. Wengine ni pamoja na Mkuu wa kitengo cha wateja wadogo wadogo na wakulima kutoka Benki ya NBC, Bw Raymond Urassa (kulia), na wadau mbalimbali wa kilimo kutoka mkoa huo.

Mkuu wa Wilaya ya Kibaha Bw Nickson Simon (pichani) akizungumza na wadau wa kilimo wakiwemo wakulima kutoka mkoa wa Pwani wakati wa hafla ya uzinduzi wa kampeni ya ‘Wekeza NBC Shambani Ushinde’ inayoratibiwa na benki ya NBC mahususi kwa wakulima zao la ufuta mkoani Pwani iliyofanyika wilayani Kibaha.

Mkuu wa kitengo cha wateja wadogo wadogo na wakulima kutoka Benki ya NBC, Bw Raymond Urassa (pichani) akizungumza na wadau mbalimbali wa sekta ya kilimo wakiwemo wakulima na viongozi wa vyama vya msingi na vyama vikuu vya ushirika wakati wa hafla ya uzinduzi wa kampeni ya ‘Wekeza NBC Shambani Ushinde’.

Mrajisi Msaidizi Mkoa wa Pwani, Bw Abdillahi Mutabazi (pichani) akizungumza na wadau mbalimbali wa sekta ya kilimo wakiwemo wakulima na viongozi wa vyama vya msingi na vyama vikuu vya ushirika wakati wa hafla ya uzinduzi wa kampeni ya ‘Wekeza NBC Shambani Ushinde’.

Mkuu wa Kitengo cha Udhibiti Majanga wa Benki ya NBC Bw Godliving Maro (pichani) akizungumza na wadau mbalimbali wa sekta ya kilimo wakiwemo wakulima na viongozi wa vyama vya msingi na vyama vikuu vya ushirika.

Kibaha, Pwani - Mei 7, 2025: Benki ya Taifa ya Biashara (NBC), imetambulisha kampeni yake ya ‘Wekeza NBC Shambani Ushinde’ kwa wakulima wa zao la ufuta mkoa wa Pwani ikiwa ni muendelezo wa jitihada za benki hiyo kuchochea kasi ya ukuaji wa sekta ya kilimo kupitia uchumi jumuishi unaochagizwa na huduma rasmi za kifedha.

Hafla ya uzinduzi wa kampeni hiyo ilifanyika wilayani Kibaha ikiongozwa na Mkuu wa Wilaya ya Kibaha Bw Nickson Simon ‘Nikki wa Pili’ huku pia ikihushisha uwepo wa wadau mbalimbali wa sekta ya kilimo kutoka mkoa huo akiwemo Mrajisi Msaidizi wa Mkoa huo Bw Abdillahi Mutabazi, viongozi wa vyama vya msingi na vyama vikuu vya ushirika vya wakulima na wafugaji (AMCOS), pamoja na wadau wengine wanaoshiriki kwenye mnyororo wa thamani wa sekta hiyo muhimu.

Mkuu wa kitengo cha wateja wadogo wadogo na wakulima kutoka Benki ya NBC, Bw Raymond Urassa aliwaongoza maofisa wengine wa benki hiyo kwenye uzinduzi wa kampeni hiyo inayotoa fursa kwa wakulima wa zao la ufuta mkoa wa Pwani kushinda zawadi mbalimbali ikiwemo pikipiki na kompyuta mpakato ‘Laptops’

CRDB BANK POSTS ROBUST 2024 FINANCIAL RESULTS, STRENGTHENS SHAREHOLDER VALUE

CRDB Bank Group CEO and Managing Director, Abdulmajid Nsekela speaks during the Annual Investors Forum in Dar es Salaam.

CRDB Bank has reaffirmed its commitment to delivering sustained growth and shareholder value following a robust financial performance in 2024. Speaking at the Annual Investors Forum in Dar es Salaam on May 6, 2025, Group CEO and Managing Director Abdulmajid Nsekela announced that the bank's profit after tax surged by 30.3% to reach a record Sh551 billion.

The forum traditionally held ahead of the the bank's Annual General Meeting (AGM) in Arusha, attracted more than 200 institutional and retail investors. It was graced by the Ambassador of Denmark to Tanzania, Mr. Jasper Kammersgaard as well as CRDB Group Board Chairman, Dr. Ally Hussein Laay.

The bank's total assets increased by 24.5% to Sh16.7 trillion, driven by strong loan book growth and deposit mobilisation. Net loans and advances grew by 22.8% to Sh10.4 trillion, supported by prudent credit risk management and increased demand across corporate, MSME, retail, and agricultural sectors. Customer deposits reached Sh10.9 trillion, with 87% held in low-cost current and savings accounts (CASA).

CRDB's regional subsidiaries contributed significantly to its growth. CRDB Bank Burundi accounted for 6% of the Group's profit after tax, generating Sh40.3 billion in net profit and holding assets worth Sh1.5 trillion. CRDB Insurance, in its first year of operations, recorded a profit after tax of Sh343 million, enhancing the bank's non-interest income stream. The Democratic Republic of Congo (DRC) subsidiary, though still in its early stages, showed promising signs with assets reaching Sh185 billion. Despite a loss of Sh6.5 billion in 2024, the subsidiary is projected to break even ahead of initial forecasts.

The bank's digital transformation strategy has yielded positive results, with over 90% of all transactions conducted through alternative channels. In 2024, CRDB onboarded 1.5 million new customers, including over 340,000 through CRDB Al Barakah, its Islamic banking window. Customer satisfaction reached an all-time high of 94%, reflecting the convenience and accessibility of its digital services.

CRDB Bank Foundation's IMBEJU programme has promoted financial inclusion, reaching over one million women and youth. 

Through strategic partnerships, the Group mobilised over $700 million to support key economic sectors, with $45 million channelled through regional subsidiaries to enhance trade and enterprise support, contributing to the creation of over 10,000 jobs.

As a result of the Group's robust performance, the board of directors is proposing a 32.2% increase in dividends, from Sh50 to Sh65 per share. "This milestone performance is a testament to 30 years of leadership, innovation and banking excellence", said Mr. Nsekela.

Board Chairman, Dr. Laay commended the Group's strategic execution, sayingthe results reaffirmed its vision for long-term value creation. "As we mark 30 years of CRDB Bank's journey, these achievements reflect our strategic clarity and resilience. We are building for the future, guided by a strong foundation and bold ambition", he said.

PUMA ENERGY YAKABIDHI ZAWADI KWA WASHINDI WA SHINDANO LA USALAMA BARABARANI MASHULENI

Afisa Mnadhimu wa Jeshi la Polisi Kikosi cha Usalama Barabarani Kamishna Msaidizi Mwandamizi wa Polisi (SACP) Butusyo Mwambelo, akimkabidhi mwanafunzi wa Shule ya Msingi Ufukoni, Jackson Masamaki, cheti na fedha Shilingi 500,000 baada kuibuka mshindi katika mashindano ya kuchora picha zenye ujumbe wa usalama barabarani, zilizotolewa na Puma Energy Tanzania kupitia Kampeni ya Usalama Barabarani mashuleni, katika shule hiyo, Kigamboni, Dar es Salaam. Wa pili kushoto ni Mkuu wa Kitengo cha Uendeshaji wa kampuni hiyo, Mhandisi Lameck Hiliyai.

Afisa Mnadhimu wa Jeshi la Polisi Kikosi cha Usalama Barabarani Kamishna Msaidizi Mwandamizi wa Polisi (SACP) Butusyo Mwambelo, akimkabidhi Mwalimu Mkuu wa Shule ya Msingi Ufukoni, Edger Muyonga, kombe baada shule hiyo kuibuka mshindi katika mashindano ya kuchora picha zenye ujumbe wa usalama barabarani, zilizotolewa na Puma Energy Tanzania kupitia Kampeni ya Usalama Barabarani mashuleni, katika shule hiyo, Kigamboni, Dar es Salaam. Kushoto ni Mkuu wa Kitengo cha Uendeshaji wa kampuni hiyo, Mhandisi Lameck Hiliyai.

Afisa Mnadhimu wa Jeshi la Polisi Kikosi cha Usalama Barabarani Kamishna msaidizi mwandamizi wa Polisi (SACP) Butusyo Mwambelo, akimkabidhi Mwalimu Mkuu wa Shule ya Msingi Ufukoni, Edger Muyonga, mfano wa hundi ya Shilingi milioni tano, baada shule hiyo kuibuka mshindi katika mashindano ya kuchora picha zenye ujumbe wa usalama barabarani, zilizotolewa na Puma Energy Tanzania kupitia Kampeni ya Usalama Barabarani mashuleni, katika shule hiyo, Kigamboni, Dar es Salaam. Kushoto ni Mkuu wa Kitengo cha Uendeshaji wa kampuni hiyo, Mhandisi Lameck Hiliyai.

Dar es Salaam, Mei 7, 2025: Kampuni ya Puma Energy Tanzania kwa kushirikiana na shirika la Amend Tanzania wamekabidhi zawadi kwa washindi wa shindano la usalama barabarani ambalo ni sehemu muhimu ya programu ya ‘Be Road Safe Africa.’ Hafla hiyo ni kielelezo cha mafanikio ya kampeni ya elimu ya usalama barabarani iliyobuniwa kuhamasisha matumizi bora ya barabara na usalama barabarani miongoni mwa vijana na wanafunzi wa shule za msingi na kuwawezesha kuwa mabalozi wa usalama barabarani ndani ya jamii zao.

Tukio lilifanyika katika Shule ya Msingi Ufukoni iliyopo Kigamboni, liliwakutanisha wanafunzi, walimu, wazazi, viongozi wa serikali na washirika wa maendeleo wa eneo hilo ambao wamekuwa na mchango mkubwa katika kutekeleza kampeni hii ili kuleta mabadiliko.

Akimuwakilisha Mkuu wa Kikosi cha Usalama Barabarani Tanzania, Kamishna Msaidizi Mwandamizi wa Polisi (SACP) William Mkonda, Afisa mnadhimu wa Jeshi la Polisi kikosi cha usalama barabarani Kamishna msaidizi mwandamizi wa Polisi (SACP) Butusyo Mwambelo, ameipongeza kampuni ya Puma Energy Tanzania na Amend Tanzania kwa kuwawezesha zaidi vijana nchini kupata maarifa ya usalama barabarani yanayowawezesha kuokoa maisha.

BENKI YA CRDB YAWAHAKIKISHIA WAWEKEZAJI UKUAJI ENDELEVU WA UWEKEZAJI WAO

Dar es Salaam, Mei 6, 2025: Kama sehemu ya maadhimisho ya miaka 30 ya tokea kuanzishwa kwake, Benki ya CRDB imeandaa Kongamano la Wawekezaji jijini Dar es Salaam katika Hoteli ya Johari Rotana, lililohudhuriwa na wawekezaji 200 wa taasisi na binafsi kuangazia utendaji wa benki hiyo, kupitia matokeo ya kifedha yaliyokaguliwa ya 2024, na kujadili matokeo ya utekelezaji wa mkakati wake wa biashara, ikiwamo matokeo ya fedha ya robo ya Kwanza ya 2025.

Kongamano hilo lilihudhuriwa na Balozi wa Denmark nchini, Mheshimiwa Jasper Kammersgaard, Mwenyekiti wa Bodi ya Benki ya CRDB, Dkt. Ally Hussein Laay, na kuongozwa na Mkurugenzi Mtendaji wa Kundi la Benki ya CRDB, Abdulmajid Mussa Nsekela, ambaye aliwasilisha mada juu ya utendaji wa benki hiyo, pamoja na utekelezaji wa mikakati yake, na malengo ya baadaye.

Faida Kubwa Zaidi Katika Miaka 30

Katika hotuba yake, Nsekela aliwajulisha wawekezaji kuwa Kundi la Benki ya CRDB lilipata faida baada ya kodi kubwa zaidi katika historia yake ya Shilingi bilioni 551 mwaka 2024, ikiwa ni ongezeko la asilimia 30.3 ikilinganishwa na mwaka uliopita 2023.



"Matokeo haya ya kihistoria ni ushahidi wa miaka 30 ya uongozi, ubunifu, na ubora wa huduma za kibenki," alisema Nsekela. "Yanaonyesha si tu nguvu ya hali yetu ya kifedha bali pia maisha tuliyogusa, biashara tulizowezesha, na uchumi tunaounga mkono katika kanda nzima."

Jumla ya mali iliongezeka kwa asilimia 24.5 kufikia Shilingi bilioni 16.7 trilioni, ikichochewa na ukuaji wa mikopo na ukusanyaji wa amana. Mikopo iliongezeka kwa asilimia 22.8 kufikia Shilingi 10.4 trilioni, ikisababishwa na usimamizi mzuri wa vihatarishi vya mikopo na mahitaji makubwa kutoka kwa sekta za biashara, wajasiriamali, na kilimo. Amana za wateja zilikua na kufikia Shilingi 10.9 trilioni, na asilimia 87 ikiwa ni amana za gharama nafuu (CASA). Kampuni tanzu za Benki ya CRDB zilichangia asilimia 6 katika faida baada ya kodi ya kundi:

• Benki ya CRDB Burundi ilipata faida baada ya kodi ya Shilingi bilioni 40.3, ikiwa na jumla ya mali Shilingi trilioni 1.5.

• CRDB Insurance, ikiwa ni mwaka wake wa kwanza, iliripoti faida ya Shilingi milioni 343, kuongeza mapato ya kundi ya kando ya riba.

• Benki ya CRDB Congo, ingawa iko katika hatua za mwanzo, ilionyesha maendeleo mazuri, ikiwa na jumla ya mali za Shilingi bilioni ilipata hasara ya Shilingi bilioni 6.5 chini ya kiwango kilichotarajiwa. Matarajio ni kuona benki hii ikipata faida mapema zaidi ya makadirio ya awali.

• Kupitia Taasisi ya CRDB Foundation, Benki ya CRDB iliendelea na juhudi za ujumuishi wa kifedha, hususani wanawake na vijana zaidi ya milioni 1 kupitia mpango wa IMBEJU, ukiimarisha ahadi ya Benki katika kuchochea ujumuishi wa kifedha.

Uwekezaji katika Mifumo ya Kidijitali na Ukuaji wa Wateja

Uwekezaji katika mifumo ya kidijitali umeendelea kuwa nguzo ya mikakati ya Benki ya CRDB, ambapo asilimia 98 ya miamala yote ya wateja mwaka 2024 ilifanyika kupitia njia mbadala. Kati ya hizi, asilimia 53 zilifanyika kupitia majukwaa ya kidijitali ikiwa ni pamoja na SimBanking, ambapo ilitoa mikopo ya kidijitali zaidi ya Shilingi bilioni 18, wakati asilimia 45 ya miamala ilifanyika kupitia CRDB Wakala. Ni asilimia 2 tu ya miamala ilifanyika kupitia matawi, ikionyesha mafanikio ya miakati ya Kundi la Benki ya CRDB.

Benki ilishuhudia ongezeko la wateja wapya milioni 1.5 kwa mwaka 2024, ikiwa ni pamoja na zaidi ya 340,000 kupitia CRDB Al Barakah, dirisha la benki ya Kiislamu. Tafiti zilizofanywa na wakaguzi huru zinaonyesha kuridhika wa wateja kwa asilimia 94, ikiwa ni ishara ya utoaji wa huduma bora na urahisi wa kidijitali.



Ubora wa Uendeshaji

Nsekela anabainisha kuwa Kundi la Benki ya CRDB lilishuhudia Uwiano wa Mikopo Chechefu wa asilimia 2.9, ikiwa ndani ya viwango vya udhibiti, faida ya mtaji ilikuwa asilimia 28. Uwiano wa gharama kwa mapato uliboreshwa hadi 45.9%, ikionyesha ufanisi wa kiutendaji. Uwezo wa mtaji ulikuwa asilimia 17.2, ukihakikisha ustahimilivu kwa upanuzi wa baadaye.